{"id":9061,"date":"2022-10-24T08:36:58","date_gmt":"2022-10-24T11:36:58","guid":{"rendered":"https:\/\/sincomavi.org.br\/?p=9061"},"modified":"2022-10-24T08:36:58","modified_gmt":"2022-10-24T11:36:58","slug":"tarifas-podem-ser-cobradas-por-recusa-no-pagamento-com-cartao","status":"publish","type":"post","link":"https:\/\/sincomavi.org.br\/?p=9061","title":{"rendered":"Tarifas podem ser cobradas por recusa no pagamento com cart\u00e3o"},"content":{"rendered":"<style>.wp-block-kadence-spacer.kt-block-spacer-_d2b92a-4a .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_d2b92a-4a .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_d2b92a-4a\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n\n\n\n<p>Os comerciantes devem ficar atentos com a possibilidade da cobran\u00e7a de tarifas pelas operadoras de cart\u00f5es de cr\u00e9dito e\/ou d\u00e9bito por sucessivas e fracassadas tentativas recusadas de compra por meio de cart\u00f5es. Tal medida &#8211; Normativo 21 da Associa\u00e7\u00e3o Brasileira das Empresas de Cart\u00f5es de Cr\u00e9dito e Servi\u00e7os (Abes) &#8211; foi tomada com o objetivo de reduzir o volume de fraudes.<\/p>\n\n\n\n<p>Como forma de evitar a cobran\u00e7a desnecess\u00e1ria, o empres\u00e1rio precisa, antes de submeter novo pedido de autoriza\u00e7\u00e3o de pagamento, conferir o c\u00f3digo de transa\u00e7\u00e3o negada exibida nos terminais POS e equipamentos similares. A Normativa 21 define as recusas como \u201ctransa\u00e7\u00e3o revers\u00edvel\u201d e \u201ctransa\u00e7\u00e3o irrevers\u00edvel\u201d e determina que o c\u00f3digo utilizado pela bandeira (Visa, Mastercard, Elo) seja enviado pelo banco ao comerciante, o qual ficar\u00e1 informado sobre o tipo da recusa, por exemplo: saldo insuficiente, viola\u00e7\u00e3o de seguran\u00e7a, suspeita de fraude, entre outros.<\/p>\n\n\n\n<p>Confira o detalhamento completo dos c\u00f3digos no link abaixo como forma de n\u00e3o sofrer penaliza\u00e7\u00f5es pela retentativa.<\/p>\n\n\n\n<div style=\"height:28px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>.wp-block-kadence-advancedbtn.kb-btns_2ae57b-2d{gap:var(--global-kb-gap-xs, 0.5rem );justify-content:center;align-items:center;}.kt-btns_2ae57b-2d .kt-button{font-weight:normal;font-style:normal;}.kt-btns_2ae57b-2d .kt-btn-wrap-0{margin-right:5px;}.wp-block-kadence-advancedbtn.kt-btns_2ae57b-2d .kt-btn-wrap-0 .kt-button{color:#555555;border-color:#555555;}.wp-block-kadence-advancedbtn.kt-btns_2ae57b-2d .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_2ae57b-2d .kt-btn-wrap-0 .kt-button:focus{color:#ffffff;border-color:#444444;}.wp-block-kadence-advancedbtn.kt-btns_2ae57b-2d .kt-btn-wrap-0 .kt-button::before{display:none;}.wp-block-kadence-advancedbtn.kt-btns_2ae57b-2d .kt-btn-wrap-0 .kt-button:hover, .wp-block-kadence-advancedbtn.kt-btns_2ae57b-2d .kt-btn-wrap-0 .kt-button:focus{background:#444444;}<\/style>\n<div class=\"wp-block-kadence-advancedbtn kt-btn-align-center kt-btn-tablet-align-inherit kt-btn-mobile-align-inherit kt-btns-wrap kt-btns_2ae57b-2d\"><div class=\"kt-btn-wrap kt-btn-wrap-0\"><a class=\"kt-button button kt-btn-0-action kt-btn-size-standard kt-btn-style-basic kt-btn-svg-show-always kt-btn-has-text-true kt-btn-has-svg-false\" href=\"https:\/\/api.abecs.org.br\/wp-content\/uploads\/2022\/06\/Normativo-21-aditado-03-06-2022.pdf\" target=\"_blank\" rel=\"noreferrer noopener\"><span class=\"kt-btn-inner-text\">CLIQUE AQUI<\/span><\/a><\/div><\/div>\n\n\n<style>.wp-block-kadence-spacer.kt-block-spacer-_dd23fc-4f .kt-block-spacer{height:60px;}.wp-block-kadence-spacer.kt-block-spacer-_dd23fc-4f .kt-divider{border-top-width:1px;height:1px;border-top-color:#eee;width:80%;border-top-style:solid;}<\/style>\n<div class=\"wp-block-kadence-spacer aligncenter kt-block-spacer-_dd23fc-4f\"><div class=\"kt-block-spacer kt-block-spacer-halign-center\"><hr class=\"kt-divider\"\/><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Os comerciantes devem ficar atentos com a possibilidade da cobran\u00e7a de tarifas pelas operadoras de cart\u00f5es de cr\u00e9dito e\/ou d\u00e9bito por sucessivas e fracassadas tentativas recusadas de compra por meio de cart\u00f5es. Tal medida &#8211; Normativo 21 da Associa\u00e7\u00e3o Brasileira das Empresas de Cart\u00f5es de Cr\u00e9dito e Servi\u00e7os (Abes) &#8211; foi tomada com o objetivo [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9062,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[153],"tags":[573,1100,1101],"class_list":["post-9061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-noticias","tag-cartao-de-credito","tag-cartao-de-debito","tag-tarifa"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/posts\/9061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9061"}],"version-history":[{"count":1,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/posts\/9061\/revisions"}],"predecessor-version":[{"id":9063,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/posts\/9061\/revisions\/9063"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=\/wp\/v2\/media\/9062"}],"wp:attachment":[{"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sincomavi.org.br\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}